.panel,
.card {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: 22px;
    box-shadow: 0 10px 28px rgba(15,23,42,.06);
}

.panel {
    padding: 22px;
}

.panel h2 {
    margin-bottom: 8px;
}

.panel-subtitle {
    color: var(--muted);
    font-size: 14px;
    line-height: 1.45;
    margin-bottom: 16px;
}

.explain-box {
    background: white;
    border: 1px solid var(--border);
    border-left: 5px solid var(--red);
    border-radius: 18px;
    padding: 18px 20px;
    margin-bottom: 22px;
    box-shadow: 0 8px 24px rgba(15,23,42,.05);
}

.explain-box strong {
    display: block;
    margin-bottom: 6px;
}

.explain-box p {
    color: var(--muted);
    font-size: 14px;
    line-height: 1.45;
}

.kpi-grid {
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 14px;
    margin-bottom: 24px;
}

.kpi {
    padding: 18px;
    min-height: 145px;
}

.kpi .label {
    font-size: 13px;
    color: var(--muted);
    margin-bottom: 8px;
}

.kpi .value {
    font-size: 26px;
    font-weight: 800;
    margin-bottom: 8px;
}

.kpi .small-value {
    font-size: 20px;
}

.kpi .hint {
    color: var(--muted);
    font-size: 12px;
    line-height: 1.35;
    margin-bottom: 8px;
}

.kpi .note {
    font-size: 12px;
    font-weight: 700;
    color: var(--green);
}

.kpi .note.warning {
    color: var(--yellow);
}

.status-row {
    display: flex;
    justify-content: space-between;
    gap: 12px;
    padding: 13px;
    background: #f8fafc;
    border: 1px solid var(--border);
    border-radius: 16px;
    margin-bottom: 10px;
    font-size: 14px;
}

.risk {
    padding: 14px;
    border-radius: 16px;
    border: 1px solid var(--border);
    margin-bottom: 12px;
    font-size: 14px;
    line-height: 1.4;
}

.risk strong {
    display: block;
    margin-bottom: 5px;
}

.risk.good {
    background: var(--good-bg);
}

.risk.warn {
    background: var(--warn-bg);
}

.risk.good strong {
    color: var(--green);
}

.risk.warn strong {
    color: var(--yellow);
}